Mika Pay is the platform's first-party payment gateway — powered by Stripe Connect under the hood. Activate in one click with no separate Stripe account required. Accept card payments, Apple Pay, Google Pay and BNPL options. A platform fee is taken automatically; the remainder settles directly to your bank on a configurable schedule.
14-day free trial — no charge until day 15
What you get
Activate in one click — no separate Stripe or PayPal account required
Accepts Visa, Mastercard, Amex, Apple Pay, Google Pay
BNPL options (Afterpay, Klarna, Zip — where available by region)
Platform fee split is automatic — no manual reconciliation
Bank settlements on a configurable schedule (daily, weekly or rolling)
PCI-compliant — card data never touches your server
When to use this
Use Mika Pay as your primary gateway for the simplest possible setup — particularly if you're new to e-commerce or want to avoid managing multiple provider accounts. If you already have a Stripe account with existing customer relationships, you can connect that directly instead.
Best suited for
How to set it up
Go to Dashboard → Payments → Mika Pay
Click Activate and complete the identity verification steps (takes 5–10 minutes)
Enter your bank account details for settlements
Enable your preferred payment methods (card, Apple Pay, BNPL) from the same screen
Run a test payment using a test card number (provided in the setup flow) to confirm everything works
Go live — Mika Pay is now your active payment processor
In practice
A first-time online seller activates Mika Pay in 8 minutes: ID verification, bank account, test payment. No Stripe dashboard to learn, no webhook configuration, no API keys to manage. Orders start processing immediately after the first live sale.
Pro tips
Complete identity verification thoroughly — incomplete KYC causes payout delays, sometimes weeks after your first sale.
Enable Apple Pay — it's a major conversion lift on mobile. Shoppers complete checkout in 2 taps rather than filling in 12 fields.
Check the Mika Pay fee schedule before activating — compare it against your current processor's rate to confirm it's competitive for your average order value.
Plan availability
Basic Store
$49/mo
Growth Store
$129/mo
Advanced Store
$349/mo
All plans include a 14-day free trial. No charge until day 15.
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Ready to get started?
Start your 14-day free trial today. Every feature is unlocked from day one — no card charged until you're ready.
14-day trial · No charge until day 15 · Cancel any time